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Spiral combines powerful banking and giving in one app

A Smart Home Feed to always keep you in control of your money, your giving and your funds movements in one place

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  • Conveniently see your total available cash across all your accounts1
  • Quickly view and access your checking, savings and giving accounts
  • Easily see your most recent transactions
  • Always know when funds move in and out of your accounts
  • Get inspired daily by thought leaders’ quotes
  • Coming soon

    Track the impact of your donations - get updates from the charities you support to learn how your money is making a difference

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Giving made simple - everything you need in one place. Oh...we also match your donations up to $150 a year2

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  • Easily search and donate to over 1 million charities3 across the U.S.
  • Choose to give monthly or as a one-time gift - you can switch anytime
  • Not sure who to donate to? Quickly browse our recommended charities
  • Always be in control - pause, stop or change the amount of your donations
  • Receive an end-of-year report of all your giving to help you with your tax returns

Beautiful Spiral Visa® Debit Card that does good when you spend

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  • Carry the debit card with the heart in your physical or virtual wallet
  • Use our Spiral Visa® Debit Card with millions of merchants and ATM locations worldwide
  • Going on vacation? Our debit card works everywhere Visa® is accepted
  • Apple Pay & tap to pay - avoid physical exchange of the debit card
  • Be in control - get instant transaction alerts any time you use your Sprial Visa® Debit Card
  • Coming soon

    Round up each transaction and donate to your chosen charities

    Earn valuable Spiral points when you spend

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Our checking account is clear, simple, yet powerful

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  • See your available balance
  • Click and expand transactions to learn more about them
  • Find any transaction with our powerful search engine
  • Filter your transactions by category and date
  • Easily find your important account details - your account number, bank routing number and other details

A Savings Account where you can earn up to 15x4 more to help you build the future you deserve

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  • Easily set a goal and track your progress
  • Set up auto transfers to help you reach your goal
  • Earn 0.10% annual percentage yield (APY)5
  • The more you save the more you get from us - unlock up to $126/year in cash bonuses6 to help you reach your goals faster
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The world’s first Giving Account that enables you to give as you earn

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  • Align your giving with your income - transfer a small portion from your deposits to the Giving Account
  • Be in control - you can change how much you move into your Giving Account at any time
  • Easily see all your donations in one place - don’t remember how much you gave? We’ve got you covered!
  • Receive an end-of-year report of all your giving to help you with your tax returns

Easily move funds from any external bank

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  • Connect any other bank account securely
  • View the balances of all your accounts including your external one
  • Set up recurring transfers between your accounts
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Be in control and protect your Spiral account

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  • Easily lock your debit card at any time
  • Report your debit card lost or stolen with a tap
  • Change your PIN
  • View all your account statements in one place